X

X

Mortgage & Property

New Insurance Professional

Family Office Bulletin

Mortgage Property

Insurance Professional

Family Office

Do you recognise Helen?

For professional advisers and paraplanners only. Not to be relied upon by retail clients.

Helen has a property portfolio. She’s been investing in property to help fund her retirement.

She’d like to enjoy a tax-efficient income when she retires, but she doesn’t feel ready to sell her properties and face a large capital gains tax bill.

Helen, like any client with a buy-to-let portfolio, will have found herself squeezed by government legislation. The decision to phase out mortgage interest tax relief has already begun to hit landlords’ income across the country.

But for clients comfortable with the risks, venture capital trusts (VCTs) could be a way to lessen the impact.

This blog post from Octopus looks at how landlords can use a VCT investment to make their rental income more tax-efficient.

Read the blog HERE

If you’re thinking of recommending a VCT to your client, Octopus Apollo VCT is currently fundraising. You can learn more about the VCT, and hear from the team behind it, in this webinar on Tuesday 3 September at 11am.

Register for the webinar HERE

Key VCT risks:

  • The value of a VCT investment, and any income from it, can fall as well as rise. Investors may not get back the full amount they invest.
  • Tax treatment depends on individual circumstances and may change in the future.
  • Tax reliefs depend on the VCT maintaining its VCT-qualifying status.
  • VCT shares are by their nature high risk, their share price may be volatile and they may be hard to sell.

VCTs are not suitable for everyone. Any recommendation should be based on a holistic review of your client’s financial situation, objectives and needs. We do not offer investment or tax advice. This advertisement is not a prospectus. Investors should only subscribe for shares based on information in the prospectus and Key Information Document (KID), which can be obtained from octopusinvestments.com. Issued by Octopus Investments Limited, which is authorised and regulated by the Financial Conduct Authority. Registered office: 33 Holborn, London, EC1N 2HT. Registered in England and Wales No. 03942880. Issued: August 2019. CAM008620-1908

This Week’s Most Read

  • Standard Life Aberdeen appoints Tracey Hahn as Chief People Officer  

      Standard Life Aberdeen (SLA) has announced the appointment of Tracey Hahn as Chief People Officer. Tracey will report directly to Stephen Bird, CEO of

  • Investing in the futures of young people: three investment management firms unite for a very good cause

    Three leading UK investment management firms, Standard Life Aberdeen, Baillie Gifford and Stewart Investors have collaborated with the charity Future Asset and the not-for-profit organisation

  • Why tax-efficient investing is good for your clients – and your business

    As clients look to maximise tax efficiency, there’s also a growth opportunity for advisers who look beyond ISAs and pensions Tax planning is an integral

  • How to invest today to meet tomorrow’s challenges

    In this video Maria Municchi explores how the sustainable multi-asset strategy combines M&G’s ‘episode’ approach, taking advantage of the opportunities that could arise from investors’

  • Value rotation and rising inflation: Is now the time to back financials?

    Managers comment on the prospects for fintech challengers versus incumbents.  Fintech has been behind some of the fastest-growing businesses in recent years, buoyed by increased

  • Will this be the decade for Hydrogen?

    Randeep Somel: The race to ‘net zero’ emissions has taken a positive step as the world’s two largest emitters of carbon, China and the US,

  • Is financial wellbeing predetermined by personality type?

    New study by Aviva finds 24% of employees made bad debt decisions during the Covid-19 pandemic. Research also indicates that certain personality types are predisposed

  • Inflation: What do the experts think?

    UK inflation continues to climb, the consumer price index surged to 2.1% in the 12 months to May, this is up from 1.5% in April

  • Q&A with Richard Roberts, Oxford Capital

    In this in-depth video, IFA Magazine speaks to Richard Roberts, Director of Investor Relations at Oxford Capital about who, what and how they are investing

  • Keeping up with the big players – how IFAs can manage KYC compliance with limited resources

    Tony Machin, CEO of TrustID, discusses how IFAs can conveniently comply with KYC and AML requirements without the money and resources available to larger financial

IFA Magazine

Keep updated on the most important financial events 

Make sure you are an informed

wealth professional..

Adblock Blocker

We have detected that you are using

adblocking plugin in your browser. 

IFA Magazine