TIME:AIM is an Inheritance Tax (IHT) planning service which invests in a portfolio of Business Relief (BR) qualifying AIM companies. It offers the chance to obtain a 100% exemption from IHT after just two years.
Time:AIM follows a data-driven process to determine which companies have the potential to deliver attractive long-term returns. Active portfolio management is then carried out on an ongoing basis. Their portfolios comprise roughly 30 individual stocks, which are equally weighted at first and then rebalanced regularly.
The service offers a wide range of benefits, notably the speed at which 100% IHT relief can be achieved. It also allows companies to retain full ownership and access to the money with no initial fee and a low ongoing fee. It is available via abrdn, Fidelity, Fusion Wealth, Hubwise, M&G, Nucleus Transact, Scottish Widows, and 7IM.
In terms of risk, clients should be aware that past performance does not guarantee that the target return objectives will be achieved. AIM-listed companies tend to experience more volatility than companies listed on the main market, meaning they should expect more significant daily price fluctuations.
TIME:AIM has received great plaudits in recent years. They are the only AIM portfolio to receive recognition from Intelligent Partnership’s ‘Growth Investor Awards‘ and Investment Week’s ‘Tax Efficiency Awards’, winning both in 2019.
It was named the ‘Best AIM Portfolio Service – Tax Efficient and Estate Planning Specialist’ at the Tax Efficiency Awards 2019/20, while TIME itself was awarded ‘Best BR Investment Manager – Listed’ at the Growth Investor Awards in 2019.
