Nationwide is first UK lender to allow electronic mortgage deeds

Unsplash - 11/02/2026

Andrew Byres, Co-Founder of SafeKeep, has welcomed Nationwide’s move to digitally signed mortgage deeds, describing it as a significant step in the continued digitalisation of financial services. However, he believes it also brings a growing challenge into sharper focus for advisers: how to ensure important client documents are stored securely, centrally and accessibly in an increasingly paperless world.

Andrew Byres, Co-Founder of SafeKeep:
“This is a very encouraging development from Nationwide. Digital signing of mortgage deeds represents a significant step forward in modernising how we handle critical documentation.

As more institutions embrace electronic formats, we’re moving toward a future where all essential documents, from mortgage deeds to insurance policies, exist digitally. But this shift raises an important question of where do we securely store these files?

It’s a challenge we’ve solved at SafeKeep. As documents go digital, people need a secure, centralised place to keep them. It’s about bringing the reliability of the old filing cabinet into the digital age”.

SafeKeep is a new app designed to solve this problem by securely storing important documents in one place. It works like a digital filing cabinet, allowing users to organise key paperwork and assign a trusted legacy contact who can access everything when the time comes.

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