In this week’s episode of IFA Talk, we explore how advisers can support client outcomes in an increasingly uncertain and volatile market environment.
With geopolitical tensions and global events continuing to drive market movements, advisers are once again helping clients navigate periods of instability. In this conversation, IFA Magazine’s Matt Williams and Jenny Hunter are joined by James Tothill, Investment Specialist at Wesleyan, to unpack what this means in practice for advisers and their clients today.
The discussion begins with how clients are reacting to ongoing volatility and the risks associated with short-term decision-making. As markets shift, the temptation to act quickly can be strong, but as the episode explores, these decisions can have lasting consequences for long-term financial plans.
Diversification remains a central theme, but the conversation moves beyond theory to focus on what effective diversification really looks like in today’s environment. The episode also highlights the challenges advisers face when supporting more sensitive clients, particularly those approaching or in retirement, where sequencing risk and emotional responses to market movements can be more pronounced.
The discussion is full of practical and implementable solutions as James shares insights into how smoothed funds can help manage volatility and support more consistent outcomes over time, as well as how advisers can assess suitability in the context of evolving client needs.
A timely and practical listen for advisers supporting clients through uncertain markets.
*** This episode was recorded on the 22nd of April 2026
Be sure to check out this episode and all other episodes of IFA Talk on Spotify, Apple Podcasts, and Amazon!
James Tothill
James is an Investment Specialist at Wesleyan, promoting their With Profits Growth fund to UK Advisers. With experience at Zurich, Prudential, Henderson Global Investors, and Aviva Investors, he has operated across UK and international intermediary markets.
He has an extensive network, deep market insight, and holds the IMC. Passionate about giving back, James supports two charities and enjoys outdoor sports.
Disclaimer
IFA Talk is for financial professionals only. All material has been carefully checked for accuracy, but no responsibility can be accepted for inaccuracies. Wherever appropriate, independent research and whatever necessary legal advice should be sought before acting on any information contained in this podcast.
Value of investments and income from them go down as well as up, so you may not get back the amount you originally invested.
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