Suffolk Building Society reduces BTL rates by up to 26bps

Unsplash - 11/02/2026

Suffolk Building Society has announced rate reductions of up to 26bps off its fixed rate, 80% LTV, buy to let mortgages. This will be effective from 11 February 2026.

Two Year and 5 Year Fixed Rate Expat BTL mortgages will both see a cut, with reductions up to 15bps, and similarly, 2 and 5 Year Fixed Rate Expat Holiday Let will be cut by up to 19bps.

The Society’s BTL 5 Year Fixed Rate and BTL 5 Year Fixed Rate Light Refurb will both see a cut of 26bps, and its BTL 2 Year Fixed Rate will be reduced by 14bps.

Its 5 Year Fixed Rate Holiday Let and its 2 Year Fixed Rate Holiday Let will be shaved by 14bps and 10bps, respectively.

Charlotte Grimshaw, Head of Intermediaries, Suffolk Building Society said: “Landlords could do with some good news right now. With taxes on rental income due to change in 2027, and the changes  brought about by the Renters Right Act (2025), landlords continue to face challenges and new normals. Cutting our buy to let rates is a practical way to offer support where we can.

“However, a great rate doesn’t stack up unless it’s backed by great criteria. So, alongside these reductions, we’re maintaining our flexible criteria to support borrowers who need a bit more headroom on some of the nuanced parts of their circumstances, whether they’re living abroad, or looking for a regulated BTL for a family member.”

The Society has communicated this product information to intermediaries via email, and the product pages on the Society’s websites have been updated. The deals can be found through the Society’sMortgage Product Finder tool, along with further details.  

The Society’s helpdesk team is available to assist with any queries.  

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.  

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