Now live: In the latest special Mortgage & Property Investment edition of IFA Talk, we explore the evolving mortgage landscape, with a particular focus on the growing role of long-term fixed-rate mortgages and how innovation could help shape the future of the UK housing market.
To discuss this further, hosts Meg and Jenny are joined by Colin Bell, Co-founder and Chief Operating Officer of Perenna, the fintech mortgage bank focused on bringing long-term fixed-rate mortgages to the UK market. With growing interest in product innovation and increasing pressure to improve housing supply, this episode examines how the mortgage market is adapting, and what it means for advisers and brokers.
What’s covered in this episode:
- The growth of long-term fixed-rate mortgages in the UK and what’s driving increasing demand
- How Perenna has developed and its mission to bring greater stability to borrowers
- The potential role of funding innovation, including covered bonds, in supporting mortgage market expansion
- How product innovation could help support the delivery of Labour’s 1.5 million new homes target
- What these developments mean for advisers and brokers navigating a changing mortgage landscape
- Key takeaways for those working across the mortgage market today
This episode provides valuable insight for advisers and mortgage professionals navigating an ever-changing market, offering perspective on long-term fixed-rate products, innovation in lending, and further insight into how the sector can evolve to support future housing demand.
Be sure to check out this episode and all other episodes of IFA Talk on Spotify, Apple Podcasts, and Amazon, and visit the Mortgage & Property tab on the IFA Magazine website for the latest news and insights.
Colin Bell is Co-founder and Chief Operating Officer of Perenna. He has played a central role in operationally spearheading the creation of a pioneering fintech covered bond bank, helping to introduce innovation designed to transform the UK mortgage market, particularly around the introduction of long-term fixed-rate lending solutions.
Disclaimer
IFA Talk is for financial professionals only. All material has been carefully checked for accuracy, but no responsibility can be accepted for inaccuracies. Wherever appropriate, independent research and whatever necessary legal advice should be sought before acting on any information contained in this podcast.
Value of investments and income from them go down as well as up, so you may not get back the amount you originally invested.
