Just like the July weather, the mortgage and property market continues to heat up too, with changing borrower expectations and evolving lending solutions shaping the landscape.
In this latest edition of Mortgage & Property Investment Magazine, we bring you a range of in-depth insights from experts across the sector, exploring the key developments influencing the market, from the changing face of today’s borrower and the challenges facing first-time buyers, to the importance of building confident advice teams equipped to navigate an increasingly complex property market.
Supporting the next generation of home owners
First-time buyers remain a crucial part of the wider housing market, yet affordability is now, arguably more than ever, one of the biggest challenges shaping the journey towards home ownership.
In our first piece this month, Tim Foreman, Managing Director of Land and New Homes at LRG, explores why supporting first-time buyers requires more than planning reform alone. With affordability pressures continuing to influence purchasing power, Tim considers the role that mortgage flexibility, targeted support, shared ownership and wider market solutions could play in helping more buyers take their first steps onto reaching their goal of getting onto property ladder.
Meeting the needs of today’s borrowers
Next, we turn our attention to why many traditional lending models are struggling to keep pace with the realities of today’s borrowers, as Sakeeb Zaman, CEO and Founder of StrideUp, explores. From self-employed applicants and multi-generational households to clients seeking finance that aligns with their personal values, the range of circumstances advisers and brokers alike are supporting continues to grow.
Building confidence in a changing market
To bring July’s edition to a close, Rob Lankey, Chief Commercial Officer at Afin Bank, explores why building confidence within advice teams will be essential for firms looking to thrive in an increasingly competitive environment.
Rob shares his views on the importance of strong leadership, ongoing development and creating a culture where advisers feel supported when handling more complex cases. As the value of advice continues to extend beyond simply securing a mortgage product, firms that invest in knowledge can strengthen client relationships and deliver better outcomes.
IFA Talk Mortgage & Property special: Strengthening later life advice
Want to hear more about how specialist expertise is helping advisers support evolving client needs? We recently welcomed our latest guest, Mark Gregory of The Equity Release Group to the Mortgage & Property special edition of IFA Talk, where we explored how specialist networks are strengthening later life advice.
You can listen to the full conversation right here:
M&PI Podcast #28: How specialist networks are strengthening later life lending, with Equity Release Group’s Mark Gregory
Support through a changing landscape
A clear message runs through this month’s edition: the mortgage and property market is continuing to evolve, and advisers remain central to helping clients navigate that change.
For more expert insight, interviews, podcasts and industry updates, make sure you’re regularly visiting us at:
We’ll be here throughout the summer and beyond, bringing you the latest developments and fresh perspectives from across the mortgage and property sector.
Meg Bratley
Social Media and Content Manager
Mortgage & Property Investment Magazine
