Retirement
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Royal London announces launch of market-leading Centralised Retirement Proposition framework (CRP)
Royal London, the UK’s largest mutual life, pensions, and investment company, has introduced a Centralised Retirement Proposition (CRP) framework to help advisers…
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Will IHT on pensions trigger a liquidity crisis in SIPPs?
John Clamp, chartered financial planner at Bowmore Financial Planning, warns that extending inheritance tax to pensions from April 2027 could trigger liquidity…
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Thousands delay claiming State Pension to get higher payouts, Royal London analysis
Almost 42,000 people (41,938) claimed a previously deferred State Pension in 2023/24, receiving higher weekly payments for postponing, according to figures obtained…
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Mind the 15-year-old junior pension gap – Aberdeen recommends government raise Junior SIPP allowance to level up with Junior ISAs
As the UK grapples with the retirement savings challenge, and young people stare into a cost of living and employment crisis, Aberdeen Adviser recommends…
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As Gold hits a fresh all-time high: does it have a place in my pension?
Gold prices have surged to record highs of around £3,700 per ounce because of escalating trade tensions, ongoing geopolitical instability and a…
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Pensions tax relief saves £22.5 billion in NICs a year – salary sacrifice the ‘elephant in the room
Yesterday’s data on tax reliefs from HMRC shows that National Insurance Contribution savings on pension contributions provided £23.5 billion of tax relief…
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Entrenched systemic barriers – not a lack of financial confidence – are primary drivers of UK women’s pensions gap, new report finds
A new report calls for an overhaul of pensions policy and financial advice to address the current pensions gap, which sees women end…
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Pension tax relief bill jumps to nearly £60 billion
Charlene Young, Senior Pensions and Savings Expert at AJ Bell, highlights new HMRC figures showing the cost of pension tax relief approaching…
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Don’t give up on salary sacrifice: an opinion from Royal London’s Justin Corliss
Given the changes to salary sacrifice announced in the Budget, Justin Corliss, technical and pensions expert at Royal London, reminds advisers how…
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More than 1.2 million retired households are largely reliant on the State Pension
More than 1.2 million retired households in the UK are economically inactive and largely dependent on the State Pension for their retirement…

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