Now live: This month’s New Insurance & Protection special edition of IFA Talk explores a key question for advisers: in protection terms, is whole of life the only solution for long-term inheritance tax planning?
As JLHO marks its 65th anniversary, hosts Meg Bratley and Sue Whitbread are joined by Director, Ken Maxwell, to reflect on how protection advice has evolved over the decades, how today’s market compares to previous cycles, and what advisers should be focusing on when structuring high-value cover.
What this episode covers
The discussion explores whether whole of life remains the default solution for long-term IHT planning, how advisers can combine term and whole of life policies to manage premiums effectively, and why insurer capacity and contract flexibility remain important considerations in today’s market.
Drawing on decades of experience, Ken shares practical insights into building robust, client-focused protection strategies designed to stand the test of time, making for a must-listen episode.
Be sure to check out this episode and all other episodes of IFA Talk on Spotify, Apple Podcasts, and Amazon!
Ken leads JLHO’s private wealth clients, advising high-net-worth families, family offices, listed companies, and SMEs. He specialises in succession planning, asset protection, privacy, and tax efficiency, helping families steward wealth across generations.
He joined the firm in 2018 after a decade in investment advisory roles. Ken is a Chartered Wealth Manager, a Chartered member of the CISI, and is recognised as a rising star in the peer-nominated Global Elite directory.
Disclaimer
IFA Talk is for financial professionals only. All material has been carefully checked for accuracy, but no responsibility can be accepted for inaccuracies. Wherever appropriate, independent research and whatever necessary legal advice should be sought before acting on any information contained in this podcast.
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