Zephyr Homeloans, the specialist buy-to-let (BTL) mortgage provider, has announced 15 basis points (bps) reductions across its five-year fixed and lifetime tracker mortgages.
The lender said that it is offering the following for properties with an A to C-rated energy performance certificate (EPC):
- 5.15% on a five-year, fixed rate, standard BTL mortgage (65% LTV), with a 5% product fee
- 6.79% for a lifetime tracker BTL mortgage (65% LTV), with a 3% product fee
Zephyr also said it is offering the following rates for properties with an EPC rating of D or E:
- 5.25% on a five-year, fixed rate, standard BTL mortgage (65% LTV), with a 5% product fee
- 6.89% for a lifetime tracker BTL mortgage (65% LTV), with a 3% product fee
Paul Fryers, Managing Director at Zephyr Homeloans said: “It’s great to be able to offer reductions to brokers for their BTL landlord customers, as we hopefully start to see some green shoots of recovery for the market in 2024.”
