The Autumn Budget shook things up when the Chancellor announced plans to bring pensions into the inheritance tax (IHT) net from April 2027. This shift has sparked big questions for advisers, especially around balancing pension strategies with protection planning.
In this episode, we dive into:
- How the IHT changes impact pension planning — especially for clients with larger pension pots.
- Why protection policies are set to play a bigger role in client conversations.
- Practical insights and strategies from today’s guest – pensions expert Clare Moffat, Head of Technical and Marketing compliance at Royal London.
Clare joins hosts Sue and Jenny to break down what advisers need to know and how they can best support their clients through these changes.
Tune in for expert analysis and actionable takeaways to help you navigate the evolving landscape of pensions and protection.
Listen now for plenty of practical insight on these key topics on Spotify and Apple Podcasts.
Clare Moffat
Clare joined Royal London in 2018 and is responsible for the technical and marketing compliance teams as well as presenting, writing articles and commenting for the media and developing adviser facing content. As well as qualifying as a lawyer and Notary Public in September 2002, she holds the Society of Trusts and Estate Practitioners Diploma in Trust and Estates as well as various CII exams.
Disclaimer
IFA Talk is for financial professionals only. All material has been carefully checked for accuracy, but no responsibility can be accepted for inaccuracies. Wherever appropriate, independent research and whatever necessary legal advice should be sought before acting on any information contained in this podcast.
Value of investments and income from them go down as well as up, so you may not get back the amount you originally invested.
