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M&P Podcast #6 Sustainability special: How can retrofitting shake up the mortgage market? With Mike Lindsay-Bailey and Thomas Farquhar

by | Mar 27, 2024

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In this eco-friendly edition of our IFA Talk Mortgage and Property special podcast, Sue and Brandon have two great guests to share their knowledge and insight about retrofitting homes and installing energy-saving tech – and the financing of such projects. 

Today’s guests are Mike Lindsay-Bailey from new mortgage lender, Perenna and Thomas Farquhar from clean-tech innovator, Heatio.


During the conversation, they explore some of the specialist finance needs which retrofitting can involve. Also on the agenda is to uncover how innovative new schemes are disrupting the more traditional mortgage market by helping people retrofit the homes they currently live in.  After all, in the journey to Net Zero many clients will need help to upgrade their properties. To do so, specialist finance will be an important growth area if we are to successfully decarbonise.   

Check out the conversation below:

Click here to listen on Apple Podcasts


Click here to listen on Spotify

About Mike Lindsay-Bailey 

Mike is the Sustainability Lead at Perenna. He is a finance professional with extensive experience in banking, asset management, reinsurance, and financial services. He is passionate about sustainable finance and is proud to work for a start-up focused on positively impacting society and the environment. He has led Perenna’s involvement in the Green Home Finance Accelerator and is working on delivering innovative green mortgage products to market which will help more homeowners to decarbonise.

About Thomas Farquhar 

Thomas is the Co-Founder and Chief Commercial Officer of Heatio. He is a results-driven leader with vast experience in commercial strategy and business development within the renewable energy sector. He plays a pivotal role in driving the company’s growth, forging strategic partnerships, and delivering innovative solutions that empower homeowners to optimise their energy consumption and home efficiency. Holding 15 years in the sector, Thomas’s expertise covers consumer engagement, branding, sales, proposition, and insights to identify and capitalise on market opportunities; fostering client relationships and ensuring their unique needs are met.

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