Market Harborough Building Society reduces fixed mortgage rates

Unsplash - 23/06/2026

Market Harborough Building Society has announced rate reductions across its fixed‑rate mortgage deals by up to 0.23%, including those for expats and HNW individuals. 

From today, fixed rates across its residential and let mortgages have lowered by the following:

  • Two-year fixed rates – by 0.23%
  • Three-year fixed rates – by 0.21%
  • Five-year fixed rates – by 0.19%

Market Harborough’s rates now start from:

  • 5.58% fixed and 5.05% discounted for residential tier one cases with a £1,495 product fee.
  • 5.99% fixed and 5.46% discounted for let tier one cases, including top-slicing and lending into retirement as standard. 

The Society, which specialises in both simple and more complex mortgage scenarios, currently has a ‘discount now, fix later’ offer in place. It allows clients who pick a discounted rate on their application to make one switch to a fixed rate before completion, without paying the £299 product fee for the switch – available for a limited time. 

Iain Smith, Head of Mortgage Distribution at Market Harborough

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